The Islamic account is a type of trading account that does not include any interest (Riba) or overnight swap fees, and is managed in a way that does not violate Islamic finance principles, especially regarding:

• No payment or receipt of interest on overnight positions
• Prevention of practices that may involve excessive uncertainty (Gharar) or speculation
• Trading in permissible assets (when classification is available)

The account is available to individual or institutional clients wishing to comply with Sharia rules.

• The client must request activation of the Islamic account when opening the account or later through customer support.
• The client may be asked to sign a special application form for the Islamic account.

The Islamic account can be used to trade:

• Forex (currency pairs)
• Commodities (gold, silver, oil)
• Indices
• Global stocks
• Cryptocurrencies (when available and regulated)
• Note that the company continuously reviews the compliance of available assets with general Sharia values, but does not provide individual Sharia rulings.

The company periodically reviews the operational policies of Islamic accounts to ensure compliance with Islamic Sharia rulings and market developments.

While the company strives to offer Sharia-compliant accounts, it does not provide official Sharia fatwas, and clients are encouraged to consult an independent Sharia advisor if necessary.

By applying to activate the Islamic account, the client acknowledges that they:

• Understand the nature of the account and the difference from a conventional account
• Commit to using the account within Sharia guidelines
• Agree to the operational terms specific to the Islamic account